Why Clutch

Why Clutch

Why Clutch

Reimagine the FinTech Experience for Your Credit Union

Reimagine the FinTech Experience for Your Credit Union

Reimagine the FinTech Experience for Your Credit Union

The Challenge

The Challenge

Credit Unions are uniquely positioned to thrive—but many face persistent barriers to organic growth. We believe this can be attributed to three main categories. All of which Clutch is purpose-built to solve for.

Credit Unions are uniquely positioned to thrive—but many face persistent barriers to organic growth. We believe this can be attributed to three main categories. All of which Clutch is purpose-built to solve for.

Credit Unions are uniquely positioned to thrive—but many face persistent barriers to organic growth. We believe this can be attributed to three main categories. All of which Clutch is purpose-built to solve for.

challenge

#01

Inefficient

Processes

90%

90%

90%

of digital loan applications require human intervention

of digital loan applications require human intervention

of digital loan applications require human intervention

challenge

#02

Member

Friction

Member

Friction

Member

Friction

3,100%

3,100%

3,100%

Fintech growth vs. 4% for credit unions

Fintech growth vs. 4% for credit unions

Fintech growth vs. 4% for credit unions

challenge

#03

Bleeding

Conversion

Bleeding

Conversion

Bleeding

Conversion

80%

80%

80%

of loan and deposit applications are abandoned

of loan and deposit applications are abandoned

of loan and deposit applications are abandoned

We’ve seen firsthand how inefficient back-office operations drain loan officer productivity, how disjointed systems increase member frustration, and how outdated digital journeys leave value on the table.

We’ve seen firsthand how inefficient back-office operations drain loan officer productivity, how disjointed systems increase member frustration, and how outdated digital journeys leave value on the table.

We’ve seen firsthand how inefficient back-office operations drain loan officer productivity, how disjointed systems increase member frustration, and how outdated digital journeys leave value on the table.

Our Unique Solution

Our Unique Solution

Our Unique Solution

Clutch delivers two fully integrated origination engines—Loans and Deposits—that members can use digitally or in-branch.


Our platform is API-driven, allowing seamless integration with your existing systems. On top of that, our intelligent cross-sell engine leverages member data to automatically recommend relevant products and services, increasing wallet share without adding friction.

Clutch delivers two fully integrated origination engines—Loans and Deposits—that members can use digitally or in-branch.


Our platform is API-driven, allowing seamless integration with your existing systems. On top of that, our intelligent cross-sell engine leverages member data to automatically recommend relevant products and services, increasing wallet share without adding friction.

Clutch delivers two fully integrated origination engines—Loans and Deposits—that members can use digitally or in-branch.


Our platform is API-driven, allowing seamless integration with your existing systems. On top of that, our intelligent cross-sell engine leverages member data to automatically recommend relevant products and services, increasing wallet share without adding friction.

LOAN PRODUCTS

LOAN PRODUCTS

LOAN PRODUCTS

Loan products supported include vehicle loans, personal loans, credit cards, home equity lines of credit (HELOC), and other niche loan categories such as motorcycles, RVs, and boats.

Loan products supported include vehicle loans, personal loans, credit cards, home equity lines of credit (HELOC), and other niche loan categories such as motorcycles, RVs, and boats.

Loan products supported include vehicle loans, personal loans, credit cards, home equity lines of credit (HELOC), and other niche loan categories such as motorcycles, RVs, and boats.

DEPOSIT PRODUCTS

DEPOSIT PRODUCTS

DEPOSIT PRODUCTS

Deposit products feature share drafts, regular savings, money market accounts, share certificates, individual retirement accounts (IRA), and debit cards.

Deposit products feature share drafts, regular savings, money market accounts, share certificates, individual retirement accounts (IRA), and debit cards.

Deposit products feature share drafts, regular savings, money market accounts, share certificates, individual retirement accounts (IRA), and debit cards.

MARKETING STRATEGY

MARKETING STRATEGY

A retargeting engine pre-loaded with a marketing strategy to re-engage customers who have shown interest in certain products or services but did not complete applications recaptures those members and brings them back into the two interconnected platforms.

A retargeting engine pre-loaded with a marketing strategy to re-engage customers who have shown interest in certain products or services but did not complete applications recaptures those members and brings them back into the two interconnected platforms.

A retargeting engine pre-loaded with a marketing strategy to re-engage customers who have shown interest in certain products or services but did not complete applications recaptures those members and brings them back into the two interconnected platforms.

Let Clutch power the future of your Credit Union—efficient, member-centric, and digitally forward.

Let Clutch power the future of your Credit Union—efficient, member-centric, and digitally forward.

Let Clutch power the future of your Credit Union—efficient, member-centric, and digitally forward.

Ready to turn your Credit Union into a Fintech?

Ready to turn your Credit Union into a Fintech?

Ready to turn your Credit Union into a Fintech?