Your credit union knows more about its members than any bank or fintech ever will. The problem? Most decisioning engines can’t use that information.
The result is a familiar frustration: a loyal, long-tenured member with a strong repayment history gets routed to manual review because their DTI is slightly elevated. Auto-approvals require staff rework before anyone will trust them. Good borrowers leave for competitors because your pricing engine doesn’t know they’ve been with you for a decade.
Moving Loans Forward, Faster introduces Fastlane – Clutch’s decisioning and fulfillment engine that encodes the judgment of your best underwriters into automation, delivers true straight-through processing, and uses a holistic Member Score to price more accurately and retain the loans you should be winning. It’s the difference between auto-approvals that require cleanup and approvals your team can trust – the first time.
